Tales of Contactless Payment Security & Privacy


Toolboxes of Formal Analysis and Ethical Hacking for Attacks, Fixes and Designs in Contactless Payments

This is a collection of research projects in electronic payments' security and privacy. Our work began with the "Timetrust" project (2019-2023) involving the University of Surrey, University of Birmingham, Visa, Mastercard, and others, funded by the National Cyber Security Centre (NCSC)

We aim to enhance contactless payment security and privacy, generally by analysing EMVco specifications and reverse-engineering closed specs from Visa , Apple , and others. Our methods include experimental research, ethical hacking, and formal verification tools.

Our goal is to reduce fraud and increase trust in payment systems through responsible research, always prioritizing security and public safety.

HIGHLIGHTED PROJECTS


Payments Development

Payments Development

These are some EMV-compliant payment schemes we developed.

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Vulnerability Disclosures

Vulnerability Disclosures

These are some of the payments' vulnerability that we disclosed.

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Demos&Engagement

Demos&Engagement

These are demos of pieced of work we have done.

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Standardisation

Standardisation

This is about our engagement with standardisation bodies.

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IN THE MEDIA


Remove Visa from Apple Pay travel card feature due to dangerous flaw, experts say

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*These developments are primarily due to the TimeTrust (Robust Timing via Hardware Roots of Trust and Non-standard Hardware -with Application to EMV Contactless Payments) funded by NCSC (National Cyber Security Centre) under the UK-RISE (UK )



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